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MicroFinance South Africa


MFSA currently represents more than 1400 Microfinance Credit Provider offices that are registered with the National Credit Regulator in accordance with the National Credit Act. The majority of significant Service Providers in the industry are Associate Members of the MFSA and provide services to Microfinance credit providers ranging from Loan Administration Programs, Payment Systems, Insurance and/or Credit Life Insurance, Credit Bureau Data, Document Verification, and Legal and Compliance Services, to name a few. 

Our members constitute a National presence with outlets situated in rural, semi-urban, and urban areas all across South Africa. They provide short-term and unsecured credit to a distinct segment of South African consumers. 

Since its inception in 1996, MFSA has played an important role in creating strong cohesion among individuals and organizations within the industry and encouraging legislative and regulatory changes which leads to positive outcomes for the industry as a whole.

MFSA positioned itself to legitimately act as one voice. This is how members are thus protected from victimization and share in the collective benefit generated through the association by all its members
Together, we have the power to amplify our impact, and create meaningful and lasting change to move forward into the future.

As an Association, a major focus is Operational Efficiency, we thus provide a platform for collaboration and networking among our members. We facilitate the sharing of best practices and ideas, and we provide educational and training opportunities to help our members improve their skills and deepen their knowledge for the benefit of their success and the growth of the industry.

At our core, we are driven by a spirit of community and mutual support. We believe that by working together, we can achieve more than any one of us could on our own. We are proud to be part of this association, to represent our members, and to be making a positive difference in South Africa.

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