This comprehensive guide is now available to help you navigate the complexities of the NCA and implement more transparent and fair practices. It draws on the extensive expertise of industry veterans and includes the following:

•    A clear and concise breakdown of the affordability assessment requirements.
•    Practical guidance on implementing effective assessment procedures.
•    Tools and templates to streamline your compliance efforts.

We are confident that this booklet will become an indispensable part of your compliance toolkit.

It must be noted that this guide, and especially the template formats cannot, and should not be construed as legal advice, and it is always recommended that any deviation from the facts as described in the scenarios be referred to a legal practitioner for the proper consideration.